TWO CALCULATORS · ONE STARTING POINT
CHECK THE NUMBERS.
SEE WHAT IS IN REACH.
Start with your buying power, or include your HDB sale to map a possible condo upgrade.
01
YOUR POSITION
WHAT CAN WE BUY?
See a comfortable price first, then compare it with the upper limit the financing rules may allow.
BUYER PROFILE
MONEY ON HAND
Comfortable figure. Uses 45% of income after existing debts and keeps about 12 months of illustrated repayments as a buffer. The upper limit uses the 55% TDSR ceiling.
OPTIONAL GUIDANCE
NEED HELP INTERPRETING THE RESULTS?
If your situation is more complex, an adviser can explain how the estimates relate to your property, loan, CPF usage and timeline.
SALE PROCEEDS AFFORDABILITY TIMING & SEARCH
RULES USED IN THIS PROTOTYPE
MONEYSENSE IRAS STAMP DUTY INDICATIVE—NOT A LOAN APPROVAL.
TDSR, LTV and stamp-duty assumptions are included to give a useful starting point. Banks, CPF usage, ownership structure and timing can change the result.